LenDenClub: P2P Lending & MIP 4.1.1

About LenDenClub:

LenDenClub is India’s largest Peer-to-Peer (P2P) Lending platform offering a variety of investment options such as Lumpsum Investment and Monthly Income Investment. Established by Innofin Solutions Pvt. Ltd., LenDenClub is an RBI-registered P2P-NBFC that has been providing a secure and reliable financial platform since 2015. Investors in LenDenClub's FMPP have seen returns of up to 15% p.a. since its inception.

Reasons to choose LenDenClub:

• Low minimum investment amount of INR 10,000.
• Trusted by over 1 crore users.
• INR 13,000 Crore investments on the platform since its establishment.
• RBI-registered NBFC-P2P.
• Funds securely handled through ICICI Trusteeship Services.
• Offering the best investment plans such as Lumpsum Investment and Monthly Income Plan.

FMPP performance (Annualized Returns) in October 2023:

• Highest: 10.15%
• Average: 10.11%
• Lowest: 10.05%

How does FMPP work?

FMPP puts your money into creditworthy borrowers seeking loans using proprietary AI algorithms. All borrowers on the LenDenClub platform undergo strict KYC and credit evaluation checks based on more than 600 parameters. Additionally, a dedicated collections team supports their robust repayment mechanism.

The credit risk is further minimized through AI-driven hyper diversification of invested amounts (starting as low as ₹1). These combined factors distinguish it from other investment options, making it an excellent choice for Lumpsum and Monthly income investments in India.

Key features of FMPP:

• Start investing with as little as INR 10,000.
• No account opening fee.
• No withdrawal charges.
• Industry-leading referral plans for passive income.
• 100% digital account opening process.
• Funds securely handled through ICICI Trusteeship Services.
• Maximum investment amount of INR 50,00,000.

Investment options to meet your financial goals:

• FMPP Lumpsum: Invest once, earn substantial returns.
• FMPP Monthly Income: Earn monthly interest directly into your bank account.
• Manual Lending: Select borrowers based on your preferences.

1) FMPP Lumpsum:

FMPP Lumpsum allows investors to hyper-diversify their funds, with investments starting from as low as ₹1 and flexible terms ranging from 1 to 5 years.

Minimum & Maximum Investment amount:

• Minimum lending amount: ₹10,000
• Maximum lending amount: ₹50,00,000

2) FMPP Monthly Income Plan (MIP):

The FMPP Monthly Income Plan provides investors with a fixed monthly income and investment terms ranging from 1 to 5 years.

Minimum & Maximum Investment amount:

• Minimum lending amount: ₹1,00,000
• Maximum lending amount: ₹50,00,000

3) Manual Lending:

In Manual Lending, investors can choose their own borrowers, with loan tenures starting from 1 month up to 3 years. The principal along with interest is credited to the investor's account upon borrower repayment.

Minimum & Maximum Investment amount:

• Minimum lending amount: ₹500
• Maximum lending amount: ₹2,000

Documents Required:

• PAN Card
• Aadhaar Card
• Photo

Eligibility Criteria:

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  - Applicants must be adult Indian citizens with valid KYC and an Indian bank account to become investors on the platform. - Adult NRIs with NRO accounts and an Indian PAN are also eligible.
  
  

Contact us at [email protected] for any inquiries.

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The LenDenClub app adheres to stringent global standards of data encryption/decryption to safeguard user data.

Risk Disclaimer: P2P investments carry inherent risks. Any investment decisions made based on this information are solely at the discretion of the lender, and LenDenClub does not guarantee recovery of the loan amount from the borrower.